The Nature, Evolution, and Future of Money in Society
(Detailed Analysis)

Evolution of Money

Man Goes Where Money Grows
Man goes where money grows. There is no stopping him from pursuing the lure of money.

Money Give Power to Many Beyond the Land
Money helped liberate society from the strict confines of the land and the retarding influences of tradition, spurring the evolution from the physical to the vital stage of social development. Before money, land was the principle productive resource and source of wealth. Those who controlled the land controlled the wealth of society. The hereditary transmission of property rights during the feudal period left little incentive for individual initiative and little room for individual advancement. During the Middle Ages, European society actually reverted for a time to barter before money returned and gained ascendance. The return of money and the rise of commerce in European society coincided with the demise of the agrarian based feudal system. Money gradually replaced heredity not only as a source of wealth, but as a source of social power and privilege as well. The moneyed commercial classes became increasingly influential, creating the backdrop for the emergence of democratic values and forms of government a few centuries later. Money freed the individual from servitude to the soil. A person could earn money and use it to purchase whatever was required for personal sustenance and also utilize it as capital to earn a living. It impersonalized and democratized transactions, empowering the possessor with economic voting power that drastically reduced discrimination based on class and status. Money increased the individual’s freedom of choice and gave greater scope for the development of individual talents and potentials.

Evolution of Money
Money has exhibited this capacity to evolve with the times. Sharing the characteristics of this physical stage of development, early money was itself a physical commodity, grain, gold or silver. Only gradually did representative forms of money appear, but these too were full-bodied commodity money, convertible at any time into the commodity that they represented. During the vital stage, more symbolic forms of money such as certificates of deposit, bank notes, checks, letters of credit, bonds and other forms of negotiable securities came into prominence. The complete separation of money from its physical roots came at a much later stage of social development with the appearance of fiat money that does not have a commodity value and cannot be redeemed for a commodity.

Coins extend the sphere of influence of money and currency does so further.

Money has played a parallel role at the social level as a medium for urbanization, multiplying economic activities by several orders of magnitude. Establishment of a money economy freed individuals from dependence on land as an essential resource for production and freed commerce from the double coincidence needed for barter trade.

Origins of Banking
Banking took shape in the 17th and 18th centuries in Europe, made currency possible, gave MONEY power to rule and come to stay as a power to reckon with.

Money as Symbol

What is Money?
Money is the symbolic, subjective representation of value of matter.

Money is an Abstract Unit of Account
Money is an organization. Money is a commodity such as gold or an officially issued coin or paper note that is legally established as an exchangeable equivalent of other commodities and is used as a measure of their comparative values on the market. It is an abstract unit of account in terms of which the value of goods, services and obligations can be measured.

Money as Convention for Representing Value
Money is not a thing, it is only a convention for representing value in the society. It has value because people accept it and have confidence in it.

Money as Symbol of Human Energy
Money is a symbol of human energy. It organises that energy and its movement across the society in time and space.

Money as Symbol
It [money] is a symbol. Coins, currency notes, and cheques are material forms that symbolize money, but they do not have any inherent value of their own. They are only symbols of value. These symbols do not represent a certain amount of gold or silver or grain stored in a bank or warehouse. What then are they symbols of? They are symbols of the productive capacity of the society which issues the money. They are symbols of its accumulated wealth. They are symbols of the confidence that people have in the society which issues this money. Because people trust in the symbol and trust in the economic capacity of the society which it represents, the money acquires value. Money is a social convention. It is a purely human invention. The moment people begin to doubt the productive capacity of the society or the value of the money it issues for any reason, the money begins to lose its value.

Symbolic Importance of Money
In money, life has centered its power fully. Hence its symbolic importance.

Money as Indicator of Community’s Ability to Systematize and Symbolize
The community matures in collective thought, shows an ability for systems and symbols. It is a mental maturity.Money is an expression of these. (MSS, added to)

Money and Trust

Money as a Form of Trust
Money is actually a form of trust.

Money and Trust
-Money represents trust. What is trust?To believe what you do not see is trust. It requires a subtle knowledge.Trust, then, is subtle knowledge.

-Money is created by man trusting another and the collectivity. TRUST creates money. TRUST is MONEY. The trust can be extended to a greater number of individuals and the measure of trust can be raised. Obviously both have no end.

Trust and Valuing of the Individual Increases Money Supply
-Initially banks created three times as much money as the deposit. Presently banks multiply the deposits 9 times. The MONEY creates 8 times its value more. This is because of TRUST  in the government, which is by extension ultimately TRUST in the individual.

-The rising individual’s value raises the supply of money in the country. (MSS, extracted)

Strength of Currency and Trust and Confidence of Society
Ultimately the strength of a currency depends on the extent to which it gains the trust and confidence of society, which today means the global financial community. Remove this trust and confidence, as occurred during the US banking crisis of the Great Depression or during the recent financial crisis in Asia, and the entire monetary system is threatened with collapse. The ultimate foundation that gives force and effectiveness to this greatest of social institutions is not hard core physical assets but an intangible human value.

Money, Society, Organization

Power of Money and Society

Money as Social Force
Money represents a social force and governs it.

Money as Representative of Value in Society
Money is not a thing, it is only a convention for representing value in the society. It has value because people accept it and have confidence in it.

Money as Social Value of “Productive Capacity”
Money which originally represented the productive value of the nation has NOW grown infinitely and represents the social valueof productive capacity.

Money Increases and Utilizes Energy in Society
Money increases energy in society and enables that energy to be utilized more efficiently. Before money, people had little incentive to produce more than they could consume. Money provides a means for individuals to save the fruits of their labor, store them indefinitely, transmute them into any form, transfer them to others or exchange them for any other social commodity. In so doing, money releases people’s energy and encourages them to work harder. Similarly, Internet allows the intellectual work of any individual to reach a far wider audience than is otherwise possible and to be more fully utilized by society. It releases mental energy, encourages mental creativity, and makes the results of creativity more widely available.

Money and Social Power, Energies
There are some truths about Money:

Money is an organisation of social energies.
Money is social power.

Money and Integration of Institutions
As each extension of money endeavours to integrate with every existing institution, money expands its sphere of physical influence and subtle presence. It is organization.

Money as Language for Commerce
Money has played a role as the basis language for commerce. Before money, the ability of two individuals to interact economically was extremely cumbersome and limited. Money provides a common language in whicheconomic goods and services, property and privileges can be expressed, valued and exchanged. The introduction of money has made possible the exponential growth of production, trade and consumption.

The Greater the Level of Organization of Money, the Greater Its Power
Money is itself an organization. Money is a commodity such as gold or an officially issued coin or paper note that is legally established as an exchangeable equivalent of other commodities and is used as a measure of their comparative values on the market. It is an abstract unit of account in terms of which the value of goods, services and obligations can be measured. The systems of exchange, valuation, issuance and conversion of one form of money into another constitute elements of that organization. The value of money depends directly on the level of this organization. The more developed it becomes, the greater the productive power of money.

The Government Has Given Money Social Power
Money by itself is of value, but the government, having taken upon itself the duty of issuing the money, has integrated itself with money and endowed it with social power.

New Youth Culture and Money Multiplication
Thoughts on the current youth movement, social development, money, their relation to one another, their acceleration, and self-multiplication:

If we look around we can better understand social development, money, organization, etc. and their interaction.
We can see what is currently unfolding in society and examine it in these terms.
One principle that will help us is that social conditions create, support, accelerate, and self-multiply money.
Another possibility is that money creates, supports, accelerates, and self-multiplies social conditions and values.
The current generation of youth is one such movement and development in society.
We know that they have taken to the Internet.
The first wave of the Internet phenomenon was for its solitary use, with all the positives and negatives that implies.
The second wave (sometimes referred to as Web 2.0) involves collaborative use; and the need for social interaction.
MySpace, YouTube, and many other collaborative environments are examples of the new social, collaborative environment.
They allow for sharing of personal information amongst like-minded groups.
This opens up huge monetary/financial possibilities.
An example of this is perhaps YouTube’s sale to Google, even though the former hadn’t produced sales revenues, but content.
The amount was an astonishing .6 billion transaction for a company of 60 people.
This indicates the social conditions at work; or of what is emerging.
It also indicates that social conditions multiply money in some way.
Money also accelerates, multiplies the social conditions in some manner.
This 2-way interaction can also be seen during the Hippy era of the former Baby Boomers.
A “youth culture” was established for the first time and at a time money-values were being rejected!
The underlying social values there were met by money acceleration. Money also accelerated the youth rebellion.
The current generation is one beyond the generation that rejected the hippy generation.
Both this 1st (as hippies) and 3rd generation valued new forms of cooperation, even as it values new forms of individuality. The third generation values money as well.
Collaboration/sharing and money and other forces create a powerful social force.
It is indicative of an even deeper force/need in society emerging that relates to connectedness and harmony.
It could be the revolution that America needs to propel her out of her materiality and the rebellious part of individuality.
It is done through the means of modern Internet technology.
That technology was limited during the hippy era. It is powerful now.
Where there is technology and values, money must be close behind.
If we write down the specifics of this new change in youth, we can better understand the social change, and money change.
That will give us clues to things even deeper; including how that knowledge can be applied to other areas of society; even what’s coming for youth.
In that way, we begin to have the knowledge, methods, and tools to determine our future.
How does this all relate to money acceleration and self-multiplication?
Society and money in this latest youth movement IS self-multiplication of both.
How and why remains to be discovered.
How then do we make it — the movement, the underlying social values, the money movement — more conscious amongst the people?
By doing so, will that not concentrate the energy and really allow for conscious self-multiplication? I think so.
How do we consciously reinforce the movement, thereby accelerating it (i.e. the social dynamic and money)?
It would seem there are many possibilities. Where to begin?
Society evolves by itself (through pioneers), but we can CONSCIOUSLY harness and accelerate that process. Isn’t that the way of the future?
Perhaps recognition of EMERGING VALUES is the easiest way to perceive and hold it in our minds; and thus the best path to make it more conscious.
Youth have responded to VALUES at Growth Online, leaving all other subjects in the dust.
At every point a value emerges supported by an organization, money accelerates.
Our job would then be to recognize and clarify values so people becomes more aware of they are doing; rather than just doing.
Pointing them to organizations that will enforce the values they now understand will enable them to practically apply their values.
This will give it a great power that formulates into vast results – in terms of strengthening the social values, in making money accelerate, in accelerating developments of organizations that support them, in the overall success of society, and in making it psychologically richer overall.
From values come spiritual values. Understanding these will intensify the energy and direct it into a vast, even infinite power when applied through organization or organizations.
Now people have an opening to a new world, and new methods to move the future.
Social development here dramatically accelerates, as does money when the whole process BECOMES CONSCIOUS.
It can self-multiply as well; especially when it moves within to spiritual values.
Examples of spiritual values are selflessness and self-givingness.
How does the collaborative/sharing interest relate to these two (and others)? If we know, we can make more conscious and accelerate the process that self-multiplies the social evolution and money.
One possibility: Through self-awareness, youth applies spiritual values into their need for collaboration by thinking: “I value your contribution because I value YOU, more than just your contribution.”
Now we spiritualize the process. Using the spirit Force directly is yet another stage.
Now we are able to take control of the social evolution that the emerging segment is going through.
Money and other social and individual benefits will follow in torrents.

Money’s Evolution from Organization to Institution

Money has a history.
It is an economic force.
It is an organisation.
Parts of it are tending to become an institution.
It has integrated itself with survival, defence, functioning, enjoying, transport, communication, sports, information, politics, education and all the other existing organisations.
It has lent itself to evolving enough to avail of the benefits of each technological development. Metal smelting, minting, paper, printing, computer are only major landmarks.
Money has expressed other social aspirations such as power, women, etc.
It has thus evolved from being an economic organisation to social institution.

Money Enables Society to Develop

Money Releases Energy in People
Money provides incentives for people to produce more than they can consume, releasing greater energy and creativity.

Money Increases Frequency & Speed of Transactions of Activities
Money increases the frequency and speed of transactions in virtually every field of activity by making it possible for people to convert the fruits of their labor into a common currency that could be exchanged for any products or services.

Money Overcomes Limitations of Space & Time
Money serves as a medium for conservation and storage of what each person produces and permits easy transfer over any distance, thereby overcoming limitations imposed by time and space and dramatically increasing the efficiency of transactions.

Money Overcomes Space and Time
-Money enables the collective to widen itself further in space.
-Money extends the Time of man into the future as well as the past.
-Money abridges Space and Time.

Money as Organization

Value of Money as Organization
The essential value of money is it is an ORGANISATION. It organises the various powers of the society with itself as the centre.

Money as Organization of Society
Organizations improve the productivity of social resources and increase the efficiency of social transactions. They enable transactions to occur more rapidly, at lower cost over longer distances. They are based on standardization and systems. They extend to the individual the benefits or capabilities of the social collective, the way a library provides access to a large number of books for any individual citizen, or an educational system imparts the accumulated knowledge of society to all youth, or an insurance policy extends protection against risk to every policy holder at a fraction of the cost required for each person to fully protect themselves against unexpected eventualities. Money has all these common characteristics of an organization. It facilitates transactions. It helps society more fully utilize its resources and create resources that are not there. It is based on standardization and systems. It extends enormous benefits to the individual user.

Money is a Form of Organization
Money itself is only a form of organization. It is an organization consisting of governments, banks, mints, businesses and customers.

Untitled
Money is a mental organisation of social forces.

Money’s Evolution from Organization to Institution

Money has a history.
It is an economic force.
It is an organisation.
Parts of it are tending to become an institution.
It has integrated itself with survival, defence, functioning, enjoying, transport, communication, sports, information, politics, education and all the other existing organisations.
It has lent itself to evolving enough to avail of the benefits of each technological development. Metal smelting, minting, paper, printing, computer are only major landmarks.
Money has expressed other social aspirations such as power, women, etc.
It has thus evolved from being an economic organisation to social institution.

Power of Organization
Higher levels of organization enables the energy to gather into a power for new and higher levels of manifestation. This mimics the organizing power of the Absolute that enabled the material universe.

Money Organization is Product of the Mind of Man

Money as Creation of Mind that Organizes
Till man began to use his mind as a prime mover, he used his limbs and his vital energies, even though mind was behind these processes too. Coming to the origin of money, in that sense, money was created by mind. Mind is a preeminent centre of organisation. It is the only centre of organisation while the body moves, vital energizes. Even those movements and energies are organised by mind. Wherever there is mind, there is organisation.Money, when it was created, was a higher organisation apart from being a symbol that combined man, materials, and their movements over a period of time in an organised fashion. The original functions of money were revolutionary in character and evolutionary in purpose.

Money as Vital Creation of Mind
Money is vital. It is a creation of mind.  ['Vital" is referring to the energies of the individual and society related to desires, wants, needs, interchange, commerce, etc. -editor]

The Productive Power of Money at the Physical, Mental, and Psychological Organizational Levels of Society
-The productive power of money depends in its level of organization. Organization can occur at the physical, vital, psychological, and mental levels of society.

-The development of money coincided with the emergence of nation states that possessed the stability and continuity necessary to stand surety for symbolic forms of money. In addition, the development of banking, stock exchanges, legislative, judicial and administrative infrastructures became essential supports for the growing use of money. These are the aspect of the physical infrastructure that enables the organization of money

-In modern times, the role of money has been expanded enormously by the development of complex mentalinfrastructures consisting of an intricate web of technology, organization and information. Systems for international banking, telecommunications, and computerized financial transactions serve as essential infrastructure for the rapid movement of money around the world.

-The emergence of money also required the development of a sophisticated psychological infrastructure in society. The progression from physical to symbolic forms of money. The development of money required that people accept record keeping and systematic functioning as a way of life and have sufficient trust to deposit their funds with others. Money has long since passed from the stage of organization to that of an ubiquitous global, social institution that derives support from many organizations but does not depend on any for its existence.

Multiplying Power of Money

Overview

Money Multiplying
-Money multiplies with speed of transaction. When it moves through banks and then is distributed as credit, it multiplies ten times or more.

-The more that system is organized, is developed creatively, the more money can expand.

-That system (including banking, credit, new forms of organization of money) is based on the underlying value of trust between parties (of individuals, institutions).

-Since the 1980s money is beginning to self-multiply.

-There is even the beginnings of money offering itself gratis to the world.

How Money is Created
-How is money created? Believe it or not, money is created every time it is lent or borrowed.
-Banks create money by loaning it.

Through Speed of Transactions

Money, Development, and Speed of Transaction 
Development is a function of the velocity of social transactions. Money has immensely increased the speed of transactions.

The Faster Society Conducts Its Organizational Activities, the More Money It Creates
As Ford multiplied cars by introducing a more efficient organization, society multiplies money the same way. Society is like a giant manufacturing plant carrying on countless transactions in different goods and services. The faster and more efficiently it conducts these activities, the more money it creates.

Money Circulation
Not only individuals, but the peoples of the nations of the world need to circulate their money; i.e. not horde it, to eliminate energy blockage, and to enable its multiplier effect to take root.

Through Banks

How Money is Created
-How is money created? Believe it or not, money is created every time it is lent or borrowed.
-Banks create money by loaning it.

Banks Multiply Money
They issued bank notes worth three times their capital. When there are one million pounds as capital, they can issue bank notes ONLY for one million. But they issued three million pounds of bank notes. The community served by that bank prospered. Thus banks began to multiply.

Now, an expert in Central Bank says, banks multiply their capital nine times. It is baffling, startling, but this has been a banking truth for centuries. [MSS]

Telegraphy, Trade Multiplies Money
As banks multiply money – increase its volume – telegraphy also does it, trade too does it. [MSS]

Through Higher Forms of Its Own Organization

The Greater the Level of Organization of Money, the Greater Its Power
Money is itself an organization. Money is a commodity such as gold or an officially issued coin or paper note that is legally established as an exchangeable equivalent of other commodities and is used as a measure of their comparative values on the market. It is an abstract unit of account in terms of which the value of goods, services and obligations can be measured. The systems of exchange, valuation, issuance and conversion of one form of money into another constitute elements of that organization. The value of money depends directly on the level of this organization. The more developed it becomes, the greater the productive power of money.

Through Integration with Organizations of Society

Money’s Integration with Organizations of Society that Enables It to Grow
Money, like any other organisation gradually integrates with every other organisation. Money integrating with credit expands nine-fold. How many organisations are there — agriculture, trade, transport, commerce, government, education, family, military, festivals, marriage and a host of other organisations. It is needless to say that money which originally represented the productive value of the nation has NOW grown infinitely and represents the social value of productive capacity.

Again, with every new technology appearing, money integrates itself and grows as the technology grows. Imagine the original sign language and compare it with what language is today. Still, there are people whose entire spoken vocabulary is less than 200 or 300 words. For the rest, they make a sign or allow the other person to speak and confirm or contradict. Even after two years in the college, these specimens do not improve.

Money, in essence and in effect is trust of one in another as well as in the society. Money is NOT currency alone. In that sense, money has grown infinitely beyond its original conception.

Multiplier Effect of Integration of Sectors
The integration of two or more sectors of social activity, organization or technology leads to a multiplication of their productive power, as the combination of computer and telecommunications has given rise to the Internet which integrates multiple functions including news delivery, education, commerce, and entertainment.

Evolution of the Power of Money through Organizations of Society

Money enters a field like education and enables the field to function more freely and efficiently and in that process gives its own stamp to that field which may often mean that field can no longer function withoutmoney.
Integration with any field or organisation makes the newly born organisation more powerful which is true ofmoney too.
Money has been inextricably integrated with every existing organisation such as family, community, education, army, government, transport and communication, sports, tourism, banking, trade, etc.
As a result money is now many times more powerful than when it was born as a medium of exchange, which means the quantity of money has increased since its creation as well as its power of utility has enormously increased.

Money Increasing with New Forms of Organization in Society
With every new organisation coming into existence, or every new additional power an organisation acquires, all the existing social organisations avail of its benefit to rise further.

In this view, the power of money, its availability, in quantity and quality has increased. It indirectly means the power of the individual or society to create money has further increased.

Luther’s Revolt and the Support of a New Social Organization
I was watching a show on the Medici and the Papacy of the Renaissance. When Martin Luther railed against Catholic indulgences, he was able to communicate to vast numbers of people as a result of the sudden rise and expansion of the printing press. His realizations and beliefs coincided with that technological vehicle. It was the power of an idea broadcast through the synchronous rise of a new, emerging technology, which we can call a system or organization. It led to a radical revolution in society, culminating in democracy. It struck me that money connecting to other rising/emerging technologies, systems, organizations that lead to multiplication or even self-multiplication is of a similar nature. It enables a vast, infinite power. Today’s Internet is one such example.

Through Greater Population

Population Creates Greater Money, Currency Value — E.g. EU; Common India/China Currency
-There are INVISIBLE forces in the society that create money, not false money, but true money. Population is one such.

-The US population is 270 million. The dollar ruled the world market. Europe came together in the European Union and created the euro dollar which was five or ten rupees lower in value than the dollar. Now the EU is growing and has increased from 9 countries to 25 countries.

Her population rose to 480 million and today the euro dollar is at Rs. 58. ‘Rise in population raises the currency value’ may be voodoo economics for the traditional pure monetarist, but it is TRUE as we see in the euro dollar. Money is Trust, said Bernard Leiter, the innovator of a new form of currency. As the size of population increases, the TRUST rises too. Hence the higher value of currency. Trust, expert economists say, raises economic activity. It also raises the REAL value of currency whose basis is Trust. 

-Suppose India and China join to create a common currency, the value of both the currencies will rise. We should not shut our eyes to such possibilities. [MSS]

Through Trust & Valuing the Individual

Trust and Valuing of the Individual Increases Money Supply
-Initially banks created three times as much money as the deposit. Presently banks multiply the deposits 9 times. The MONEY creates 8 times its value more. This is because of TRUST  in the government, which is by extension ultimately TRUST in the individual.

-The rising individual’s value raises the supply of money in the country. (MSS, extracted)

Value of the Individual and Human Value of Money
-The rising value of the Individual raises the human value of the currency.

-The rising individual’s value raises the supply of money in the country.

Money, like any other organisation gradually integrates with every other organisation. Money integrating with credit expands nine-fold.

Towards that Which is Valued

Money Increases in US Vastly Because Other’s Value Her Position
The customer values the bank because the bank is lending the money. Even the depositor values the bank, not fully realising the value of his own clientele. In ultimate truth, the customer is as valuable as the depositor to the bank. The bank is a service organisation. The voter attributes an inordinate value to the politician he installs in power. What happened to America in the last half a century is a good illustration of this principle. When the USA was perceived as a rich nation, her dollar gained in value. In India, it was 7.5 rupees in the 70s. As the world perceived America as a rich nation, her dollar gradually rose to the position of the unofficial world currency. More so, all the money in the world, rich and poor, gravitated to the USA who is now flush with money and is proudly exercising that prestige to its advantage.

Money Moves Toward that Which is Valued
-America is valued in her financial position, thus money moves to her in buckets. The individual is trusted and thus valued through these system of banking deposits and loans. It creates self-multiplication. Thus, money moves toward that which is valued.

-As we move more and more to the recognition of the value of the individual, money power accelerates. It moves toward infinity when we recognize the value of the Psychological and Spiritual Man.

Hypothesis: US Success after WWII Due to Convergence of Social Readiness and War Money Power
At the end of WWII society was ready for great social change; as indicated by the emerging role of women, freedom to travel the country and move, the natural expansive optimism, big technological breakthroughs, the great movement from country to cities, the development of systems of organization that were ready to blossom (e.g. shopping centers, and housing tracks), government development of highways for emerging expansion of the auto, etc. All could utilize the financial stimulus of the war costs, i.e. money stimulation to express themselves. Thus, a convergence of the energies of psychological and social development in society with the material and vital energies of money stimulus that can multiply it.* The great depression only pent these up to gather potential power. The war released it. Perhaps we can say that the US had more of these social development potentials than Europe which was at a somewhat different stage of development. I.e. the US energies were ripe for great expansion because of freedom, opportunity, endless possibility of the land, optimism, turned into a power through technology and money (financial stimulus of war). WWI would have similar dynamics.

[*An original thought. If substantiated, it will make a striking mark. ]

Through the Individual Free of Money Taint

One Who Will Multiply Money the Fastest
One who is not possessed by money freely spending the money fast through the highest medium existing is one who will multiply his money fastest.

Self-Multiplying Power of Money

Money Self-Multiplies by Increasing Speed of Transactions and Trust
Money is multiplied by the social organization of society. But being itself an organization, money has the capacity for self-multiplication. This is only possible when we cease to think of money as a ‘thing’ and recognize that it is an organization. Money multiplies by movement. The faster it moves, the more it multiplies. Money multiplies when trust increases. The greater the trust and trustworthiness, the greater the multiplication of money. As an organization, the power and productivity of money can infinitely multiply by improving the various components of that organization to make it move more rapidly and effectively. Societies do this by more carefully regulating the activities of their banks, by controlling counterfeiters, applying advanced information technologies, and enforcing laws to encourage upright conduct among their citizens. Individuals too can increase the capacity to multiply money by upgrading their honesty, trustworthiness, reliability, productivity and personal organization.

Self-Multiplying Phase of Money, and How We Can Benefit
Money has gone into the phase of self-multiplying. Individuals who understand that phenomenon will be qualified to introduce themselves into that phase in their lives.

From 1990 Money is Beginning to Self-Multiply
At the point money enters the subtle plane in a society as a force to be felt, it begins to self-multiply. From 1990 it is doing so.

New Social Development: Money Offering Itself Freely to the World
One of the laws of social evolution is the worst leads to the best.Since the end of the war in fifty years the world has made as much progress as in the previous 500 years. Money which met with its gross misuse as a system in 1929 and its subsequent loss of value came into its own and attained social maturity. It reached in the eighties the point of self-multiplication. Now it is offering itself gratis unsolicited, as society vaguely perceives that by such an act of outgoing selfless self-giving, it has to gain socially other powers society has not experienced so far. Banks, in future, will become centres of social decision-making partly replacing, but powerfully, the political leadership. As the leadership from the army was shifted to politics, the social leadership will essentially shift to Money in the coming decades. To gain it fully, money must give itself away.

How Money Self Multiplies

Money moves. Its movement energises it or we can say money integrates with Time. The faster the moneymoves, the more it grows in its MONEY VALUE.
As the money moves, it multiplies, i.e. it earns more money.
A lakh of rupees in the closet or bank will remain so forever.
When it goes out and travels for a month it returns with a little more than a lakh as interest accrues.
When it passes through 3 or 4 hands or 30 or 40 hands each person through the trade it generates earns a little for himself.
The faster it moves, the more it grows. The more hands through which the money passes, the greater it earns for itself.
Products of low value earn low profits. Higher products earn more. Physical service earns less. Professional service earns more.
The value of money rises or increases with its speed of movement, the cost of products, the quality of service.
The increasing value of money is more easily seen in trade than in other places. But its value rises without fail through every single transaction.
So, the level of consciousness through which money passes decides its increasing value.

Self-Multiplication
— Self-multiplication is a stage every process arrives at sometime. As the momentum comes to stay, self-multiplication arises. (+)

– To spot it in movements of money one should either have a subtle grasp over those movements or be a monetary scholar of some substance.

– In the absence of either, one can trace the movements of MONEY in his own life to see if some trifling movement ever arose. Almost in anyone’s life that would be there invariably. Though feeble, one can perceive it as it is his own experience.

– A software programme can be created for locating the point of self-multiplication in sales, production, learning of skills, cash flow, intimacy in marriage, etc. The principle is stated above (+).

It applies to health or even disease. Suppose a BASIC programme is there and it can be applied to specific situations, people can use it to build it up. An attempt to create such a programme can show R at what stage he can introduce himself into that movement of money in his life.

Money Multiplication & Credit
Money Multiplies when Integrated with Credit.

Innovation, Forgetting Money and its Self-Multiplication
People are beginning to understand that the journey is the reward. That can be interpreted in one sense is that the things you accomplish is all important, not the money. I.e. the money will follow if you focus intently on what needs to be done to lift up yourself, the world.

E.g., the more you innovate and catch the emerging waves of society, the more money will follow in the wake of your efforts. Silicon Valley companies like Apple and Google are examples. They just want to change the world through innovative, breakthrough products and service in the computer and Internet domains. As a result, money follows them in buckets! They are garnering infinite-like cash on hand without any long-term debt. It shows the emergence of self-multiplication power of money in society.

Money and Valuing the Individual|

Value of the Individual and Human Value of Money
-The rising value of the Individual raises the human value of the currency.

-The rising individual’s value raises the supply of money in the country.

Trust and Valuing of the Individual Increases Money Supply
-Initially banks created three times as much money as the deposit. Presently banks multiply the deposits 9 times. The MONEY creates 8 times its value more. This is because of TRUST in the government, which is by extension ultimately TRUST in the individual.

-The rising individual’s value raises the supply of money in the country. (MSS, extracted)

Money Moves Toward that Which is Valued
-America is valued in her financial position, thus money moves to her in buckets. The individual is trusted and thus valued through these system of banking deposits and loans. It creates self-multiplication. Thus, money moves toward that which is valued.

-As we move more and more to the recognition of the value of the individual, money power accelerates. It moves toward infinity when we recognize the value of the Psychological and Spiritual Man.

Man is a Slave to Money

Money and One’s Consciousness

-Mentally humans are slaves of money.  
-One who does not focus his value on money, can possess it; while one who values it is possessed by it. 
-The highest medium through which money can pass for the highest growth is the consciousness of man who is not possessed by money.
-The highest consciousness an individual can have to attract the greatest amount of money is the consciousness of not being possessed by it.

Man’s Enslavement, Non-Enslavement to Money

Man created money, but mentally he is a slave to it.
One who does not value a thing, here money, can possess it while he who values money is possessed by it.
The highest medium through which money can pass for the highest growth is the consciousness of man who is not possessed by money.
People are slaves of money by their upbringing or by a mental choice in which case their consciousness itself is possessed by money.

On Prestige
The one thing MAN is extremely sensitive about and ready to act on without prompting is his readiness to acquire prestige, a semblance of upward social mobility, an effort of seeking status. Money moves man, any man and all men. He who is not moved by money will certainly be moved by prestige. Prestige is the psychological centre of MAN. He is most sensitive at that point. On the lower side, it sounds unidealistic.

Power of Values to Earn Money
Earning money is an act, like any other act of winning the elections, passing an exam, etc. The components of an act are energy that comes from interest, goal that gives the direction, organisation from which power issues, andskills that convert that power into results.

Each component goes to decide the quantum of money earned, but the earning itself depends on the harmonious functioning of all these components. None of these components can be missed or supplied in half-measure. When all the components are adequately present and harmoniously functioning, the result, the amount of money earned, is decided by the values of each component. This is so because values are spiritual.

One who is earning Rs.10,000 or 1,00,000 a month can raise that income five fold, if he introduces values at every stage and gently raises them to their maximum. By this approach a company that is marginally losing will at once become marginally profitable. The profits can be raised further by raising the values or organising better or employing any other method the company needs.

There is no work where values do not arise. Attention, organisation, comprehension, integrity, truthfulness, etc. are just a few of the values we know. The list can be endless.

A family presided over by a person whose priority is his own wants practices selfish values. If he decides to meet the needs of all others before meeting his own needs, he practises selfless values. Or, he may decide to practise Self-giving, which means going all out to meet everyone’s needs which lie within the ambit of his duty or not. Soon he will witness a burst of income.

Owners of companies taking such an approach will discover the ORDERS for which they have been searching all over, like a needle in a haystack, will start coming on their own.

Values are spiritual. They can earn a vast quantity of good money. (MSS, slightly modified)

The Unregenerate Vital Nature that Does Not Want to Pay
Love gives. It cannot take. It can only give. Maybe, ”Man takes, he can only take and he cannot give” is an uncharitable statement to make about mankind. At least in our own personal experience, we would have seen one example of such a person. Having read the words of Sri Aurobindo about the unregenerate vital not wanting to be under an obligation, I began to collect evidences for it from my readings of history and literature.

During the course of my research, I came across precious examples in life and in literature for another principle with which this article opens. My main focus was how much I am qualified under these rules, how unregenerate my vital is and how unwilling I have been to pay where payment was due. It was instructive.

Someone suffering an incurable disease came across another person in whom she developed a hope. She offered half her property to him. In half an hour of conversation, her hopes rose and she offered all her property. She was cured. Rather, she was transformed from the ghost she was to a girl of good looks. Her offer was no longer in the air.

A man entrusted a friend with all his money. The friend invested it and raised it to a value of 30 times in 18 months. It never occurred to the man that the friend could also be given a trifle out of the good fortune he had created. Two rich men bought a large coffee estate together. One man paid his share. The other man did not.

The buyer did not ask for the payment. The seller did not pay, nor did he give a receipt for the money for five years. It is inconceivable, but I was a witness to it. I can write here up to 15 such instances directly from the events I experienced or was a witness to. Conan Doyle wrote 56 short stories and 4 novels with Sherlock Holmes as the hero. It seems he made an experiment of his work to study this principle in life. Holmes never asks for payment. No one paid him, but everyone, before the work was over, copiously promised to pay.

A Lord came representing the throne and assured his payment, but never paid. A gold king asked him to burn money if necessary, but never paid. A poor girl offered to pay if she got her property. She got it but never paid. The police took Holmes’ help but would not even pay his expenses.

An Austrian King and a Duke from whom Holmes demanded payment paid. A banker lost a crown and offered to pay its whole value, but never mentioned payment on its recovery. Sri Aurobindo says it never occurs to Man that a payment is due for service rendered or goods received. Love that is incapable of taking expresses through the mind or body. The body is physical and is possessive.

Even when the body expresses DIVINE LOVE that cannot take, in the beginning it wants to take for a period before it starts giving. If you see someone coming forward to pay AFTER the work is over and without being asked, you can be sure he is NOT physical. Yoga is to move from Mind to Supermind. There is the necessity for some of us to move from the vital to the mental. A few people may find themselves in the physical. They too can move. The power of the Force is wherever you are, you will be moved to the top, as in politics when the party wants, a person is moved from anywhere to everywhere. Man does not want to pay is a human reality.

Man, Not Money as Center of Life

Man as Center of Life as Opposed to Money
The centre of life is MAN and not MONEY, but money has usurped that power and man is a willing tool it its hands which is his own creation.

Man, Not Money Should be at Center of Economics
Schumacher, a British economist, published a book in the 1970′s pronouncing the idea of ‘Economics as if people mattered.’ Economics, considered on its own as economics for economics’ sake, will lead one astray, away from the truth. The centre of economics [now] is Money for the monetarists. It is Man [however] who created money. Money is there to serve man. Man should be the centre of economics, not money. It is by a psychological superstition that Man becomes a slave of science. (MSS, somewhat modified)

Ultimate Foundation for Value of Money is Its Ability to Fulfill Human Needs & Aspirations
The ultimate foundation for the value of money is not material wealth but the value of human beings. Money has grown in its power and productivity not because society has accorded it ultimate value, but because it has become an instrument and medium for fulfilling human aspirations and elevating people. The more society has come to recognize the inherent value and potential of the human being, the more productive the individual, society and money have become. Money has served as a symbol of the infinite potential for human accomplishment. As such it has released enormous energy, creativity and initiative in society. But the ultimate source of that unlimited creative energy is the individual and the society, not money.

Trust and Valuing of the Individual Increases Money Supply
-Initially banks created three times as much money as the deposit. Presently banks multiply the deposits 9 times. The MONEY creates 8 times its value more. This is because of TRUST in the government, which is by extension ultimately TRUST in the individual.

-The rising individual’s value raises the supply of money in the country. (MSS, extracted)

Untitled
The rising value of the Individual raises the human value of the currency.

Money Moves Toward that Which is Valued
-America is valued in her financial position, thus money moves to her in buckets. The individual is trusted and thus valued through these system of banking deposits and loans. It creates self-multiplication. Thus, money moves toward that which is valued.

-As we move more and more to the recognition of the value of the individual, money power accelerates. It moves toward infinity when we recognize the value of the Psychological and Spiritual Man.

Higher Consciousness, Spirit that Attracts

Money and One’s Consciousness
-The highest medium through which money can pass for the highest growth is the consciousness of man who is not possessed by money.
-The highest consciousness an individual can have to attract the greatest amount of money is the consciousness of not being possessed by it. 

Money Expansion and Ultimate Trust
Money is a power of trust. The more trust, the more it circulates. The banking system is one example when they lend out money. One extension of this trust power is the availability of micro credits to poor women in Asia. Money’s ultimate power comes through ultimate trust. When we connect to the deepest realms within, and thereby move away from ego and separateness, we enable the greatest trust. I.e., we have the trust of the divine in action. In between, many stages and manifestation of trust will appear in society. Those who tap into that will prosper beyond their wildest dreams.

Not Being Possessed by Money Attracts It
One who does not value a thing, here money, can possess it while he who values money is possessed by it.

The highest medium through which money can pass for the highest growth is the consciousness of man who is not possessed by money.

Social Master of Money By Knowledge of Its True Nature
A complete GRASP of what money is and how it acts as a social force when it is saturated in the Mind, helps the Mind enters the Zone of social mastery of Money.

Attracting Money from Out of Nowhere (i.e. Life Response)
One can attract money from out of nowhere — i.e. life response — by:

-giving it more attention
-circulating it
-paying back old debts owed
-keep very current on paying ongoing money’s owed
-taking care of neglected duties
-taking to cleanliness and orderliness
-not wasting money
-speaking softly
-shifting a wanting attitude to the positive
-not depending on others
-opening the spirit when engaging to activities
-acting generously
-not engaging in money wasting activities
-avoid engaging in energy-wasting activities

Why Money Responds to Goodwill and Self-giving

Karmayogi frequently writes that money comes to those with goodwill who practice self-giving. Why? To understand why, we have to keep in mind that money is not a thing, it is a force. What is the purpose of that force? The purpose is to promote mutually beneficial relationships between human beings — so people can exchange the fruits of the labor. Money is a force for human interaction and interchange. It enables one person to work hard growing food and exchange it for another person’s labor making products or providing services. 

Money is like language. It is intended to facilitate human interaction. Imagine a person who says that he will not speak to anyone because he wants to keep all his words to himself. What good is his language to him then? Money is the same. Language grows and becomes valuable only when we relate to other people. The more we try to relate and communicate, the more valuable language is and the more proficient we become in utilizing it. Language has the power to enable a single person to communicate with the whole of humanity. We do not hoard language. We do not try to take away the language of other people. We naturally understand that the more people speak our language, the easier it is for us to communicate. The same is true of money.

Think of money in the same way as a means for communication and fostering positive relations with others. Money grows when we relate positively to other people — not when we want to take what they have or acquire more than others or feel superior to them — but when we feel happy that everyone around us prospers and when we take active initiative to promote the prosperity of those we meet. Conscious acts of goodwill and self-giving put us in touch with the universal power of money and attract the force of money to flow toward, in and through us to the world around. The more we feel the urge to give it, the more it comes to us. (MSS)

Going Beyond Mind, through Spirit to Attract It
What is said of Matter applies fully to money.

As money is created by Mind, when Mind recognizes that truth, it can create any amount of money it chooses.
Well, now that we have that knowledge, can we create money?
We are inside Mind. Understanding from inside will have no power.
To have that power, one has to come out of mind.
One can rise above the mind to Spirit.
Or, one can go below to the emotions.
Either can give the same result more or less.
Simply, the truth is, if a devotee is endowed with FAITH, his asking Mother for anything — here any amount of money — will be granted.
As people do not have that faith, all these methods are written.

Realizing the Spiritual, Supramental Force of Money
Beyond is a similar far more powerful psychological force of money.  The spiritual force of money and Supramental force of money are infinitely vaster than them and lie beyond not available to gross thought.  It is somewhat available in its fringes for SILENT thought.  A positive Mind that is true enjoying clarity of thought in the fullest measure – thought about Money- by its concentrated application can know the truth explained here.  This TRUTH can be converted into power by that Mind when it wants to act.  At that point what is at his disposal will make his conception of infinite financial resources childish.

Applying Consciousness of Divine Mother to Money in Token Act that Enables Its Multiplication

The Divine Mother’s values, skills, and capacities are those of the Spiritual determinants.
We act all the time. Any act is done by values and skills.
One who expresses his consciousness in any act through the values, skills, etc. of Mother’s consciousness is in Her consciousness.
Should he earn money, money integrates with Her consciousness.
The token act I speak of is any act we choose, not necessarily a special act. The choice is necessary as it is not possible for us to convert our whole consciousness into Hers, but a part, isolated from life, can serve that purpose more readily or more easily.
Money earned in this token act is money integrated with Mother’s consciousness which can multiply infinitely.
Again as Man is the centre and not money, his own view determines the result. When he emphasizes the result, he gets the result and misses the process. He must learn the process.
In fact, it is not the process but the essentiality of the process — the Absolute — that matters. If one can go there it is good, but it is obvious he cannot go to the result disregarding the process.
The token act in Her consciousness is one that can occupy the whole life of a person. It will be right that from the token act, one should change his whole life to Her consciousness.
The token act will enable him see Her in the act.

Money Elevates One’s Consciousness
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Money and the Development of the Individual
As money makes one produce the maximum he can create, money becomes an instrument for the individual to maximise his effort and through it his being.

Abridging Space and Time to Increase Money
Life is a creation of Space and Time. Money is part of it. As Time and Space are abridged [e.g. by living through spirit and otherwise raising one's consciousness], life becomes more powerful and more money can be created.

Availing the Greatest Spiritual Boon on Earth
Re: The Force: Today I know for certain every one of us is standing before the greatest spiritual BOON ever offered to Man on earth.

Spiritual Value of Money

Spiritual Value of Money
We consider money as a thing of use. Spiritually, money is a force of the Divine. An unceasing in-flow of money will begin when the money we use is fully supported by all the Spiritual values. But the effort must be exhaustive and strive for perfection.

Infinite Money through Spirit
The Spirit is infinite. We are currently finite. Work done for the spirit, moves to infinity, including the money derived.

Money as Divine Force
Sri Aurobindo calls Money a divine force now with the Dark Force] to be won by the spiritual aspirant to be won back for the Divine.

Bridging Material Prosperity and Spiritual Realization in the Hour of God
It has been said that the Hour of God is here. On earth it is fulfilled by relating the two ends of Material Prosperity and Spiritual Realization. One person can join these two ends, and through his experience present the Formula of Life for all the world to take up, enabling the rapid fulfillment of this auspicious time for Man. (Paraphrase of MSS)

Money is Link between the Supermind and Man
Mother said money is the link between the Supermind and Man.

Spiritual Strategies Towards Money
Consecrate any transaction related to money. I.e. make it a self-offering to the Divine. The Force will act.

See money as a Divine power, and aspire for its manifestation on earth to bring divine benefits — to enable Truth and Conscious life in the world.

See money and its transactions as the instrument of the coming spiritual supramental unfolding in life.

Develop the Vision of Brahman, of the absolute unity and integration of Spirit and Matter, of the Unmanifest and Manifest, of the One and the Many, the Being and Becoming, and see money and your transaction as a reflection of that unity and power.

Go within to the Psychic, i.e. one’s the evolving soul, which will enable you to develop ultimate trust in others, society in all ways related to money transactions.

Be completely self-giving in all manners related to money.

List out and give up every n

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